Yes! In fact, we encourage automatic enrollment - a study by Vanguard found that the average participation rate in plans that offer auto enrollment is 91%, compared to a 42% participation rate for plans without automatic enrollment. As a plan sponsor, you can design your plan with so that participants are automatically enrolled. Participants can always log in to Betterment’s portal (www.betterment.com) to change their deferral election, edit their retirement goals and information, and adjust their portfolio allocations. In addition, by encouraging employee participation, auto-enrollment helps you pass the year-end compliance testing,. This means that your HCEs have a better chance of being able to defer their maximum annual contribution into their 401(k), tax-free. Otherwise, your HCEs may be subject to a taxable refund. See the testing parameters here.