You cannot invest in an individual stock or fund. All Betterment customers are invested into a globally diversified portfolio (with over 5,000 companies) of low-cost and liquid ETFs. The portfolio was chosen to help provide optimal returns at every level of risk, and is rebalanced as the market fluctuates, and as you grow closer to retirement.
Betterment is a strong believer in passive investing. The majority of the evidence shows that active management, whether by individual investors or fund managers, can cause more harm than good in net-of-fee returns, so we invest in low-cost, passive investments and seek to match the market's performance.
You can learn more about our portfolio and historical performance here.
This information has been provided by Betterment LLC, a registered investment advisor.
