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  2. Plan Compliance

Plan Compliance

Employee Census

  • Do I need to include owners in the census file?
  • I'm having trouble uploading my census data to your third-party portal - can I send it to you another way?
  • What fields are mandatory in the census file? Can you explain what the key fields mean?
  • How do I determine which individuals to include in the census file?
  • In some cases, the information you request in the census file has already been provided by the employer throughout the year . Can you use the previously provided data for your compliance tests?

Understanding Compliance

  • What does it mean to be “out of compliance” in my 401(k) plan?
  • What is an employee census? Why is it so important?
  • What does it mean if my plan is Top Heavy, and do I need to fix it?
  • How do we track and report hours? What is included/excluded from the calculation?
  • What is the timeline for 2017 year-end compliance testing?
  • What is compliance testing? What do I have to do?
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