Plan Compliance
Employee Census
- Do I need to include owners in the census file?
- I'm having trouble uploading my census data to your third-party portal - can I send it to you another way?
- What fields are mandatory in the census file? Can you explain what the key fields mean?
- How do I determine which individuals to include in the census file?
- In some cases, the information you request in the census file has already been provided by the employer throughout the year . Can you use the previously provided data for your compliance tests?
Understanding Compliance
- What does it mean to be “out of compliance” in my 401(k) plan?
- What is an employee census? Why is it so important?
- What does it mean if my plan is Top Heavy, and do I need to fix it?
- How do we track and report hours? What is included/excluded from the calculation?
- What is the timeline for 2017 year-end compliance testing?
- What is compliance testing? What do I have to do?